Critical Illness Insurance

Critical Illness Insurance provides a tax-free lump sum payout if you are diagnosed with a serious medical condition covered by your policy—such as cancer, stroke, heart attack, or other life-threatening illnesses—and you survive a minimum waiting period. This benefit is designed to help you manage the unexpected financial burdens that come with recovery, such as taking time off work, covering treatments not paid for by health plans, making home modifications, or traveling for specialized care.

Facing a serious illness doesn’t just take a toll on your health—it can also cause financial strain at the worst possible time. While health insurance may cover some medical expenses, many indirect costs remain your responsibility. This policy bridges that gap, ensuring you don’t need to deplete savings, take on debt, or jeopardize your family’s financial stability while focusing on healing. Whether you want to protect your income, maintain your lifestyle, or secure your legacy during a crisis, Critical Illness Insurance is a powerful safeguard.

You never know when illness might strike—but you can choose to be prepared. Let PFU Financial help you build a layer of protection so you can face life’s health challenges with confidence and financial peace of mind.

Ready to protect your future? Contact us today for a no-obligation quote and get covered before you need it.